Privacy policy

Data protection regulations of Cover-Discount GmbH

1. User security is our top priority

Cover-Discount GmbH respects the privacy of users of the website and online shop. These data protection regulations form the basis for the processing of personal data and provide information about what type of user data is collected by Cover-Discount.ch and how Cover-Discount.ch uses this data. Cover-Discount.ch complies with applicable data protection laws and processes personal data solely for the purposes for which the data was transmitted.

These data protection regulations are adapted, supplemented or changed from time to time. The most current, retrievable version applies each time the website is accessed or visited.

2. Type of data collected

When visiting the Cover-Discount.ch website, statistical visitor data is collected about which parts of the website are visited most frequently by the respective user. For example, data relating to the browser, operating system, weblogs and other connection data used by the user may be collected, regardless of whether their collection is necessary for our or other purposes. In this context, it is sometimes necessary to use so-called cookies. This collected data does not contain any personal reference or is sufficiently anonymized so that no conclusions can be drawn about you.

Cover-Discount.ch does not automatically collect personal data from users such as name, address, telephone number or email address. An exception to this is information that the user voluntarily sends to Cover-Discount.ch by filling out website forms or contacting Cover-Discount.ch in another way via the website.

3. Use of cookies

Cover-Discount.ch can use cookies to continuously improve the website for users. Cookies are small pieces of software information that are stored by browsers (e.g. Internet Explorer or Mozilla Firefox) on the user's computer hard drive to make using the website easier (e.g. language selection, shopping cart, etc.). These cookies are completely anonymized and do not contain any personal data. At no time is spy software installed or used to access data and information stored on the computer.

Most browsers accept such cookies automatically, but browsers can be configured so that they do not accept or save cookies. Details can be found in the user manual or the browser's help function.

4. Use of data

The anonymized data recorded using cookies when the Cover-Discount.ch website is accessed can be used for analysis purposes, to optimize the website and to measure performance. Cover-Discount.ch can use the following third-party providers for this purpose, some of which have their own data protection regulations over which Cover-Discount.ch has no influence:

Google Analytics (data protection)

This website uses Google (Universal) Analytics, a web analysis service provided by Google Inc. (www.google.de). Google (Universal) Analytics uses methods that enable an analysis of your use of the website, such as so-called "cookies", text files that are stored on your computer. The information generated about your use of this website is usually transferred to a Google server in the USA and stored there. By activating IP anonymization on this website, the IP address is shortened before transmission within the member states of the European Union or in other contracting states to the Agreement on the European Economic Area. Only in exceptional cases is the full IP address transmitted to a Google server in the USA and shortened there. The anonymized IP address transmitted by your browser as part of Google Analytics is not merged with other Google data.

You can prevent Google from collecting the data generated by the cookie and relating to your use of the website (including your IP address) and from processing this data by Google by downloading and installing the browser plug-in available under the following link: http://tools.google.com/dlpage/gaoptout?hl=de

Google Adwords (data protection)

Data that users submit voluntarily as users of the website may be used by Cover-Discount.ch for the purpose of improving the website and providing individual support to users. This includes sending information, offers or notifications relating to the product range or services. The Cover-Discount.ch newsletter is only sent if the user requests this (newsletter opt-in process).

Vouchers and special offers (data protection)

As a thank you for orders, we give you access to vouchers and special offers for shopping and purchasing other services from other providers on the Internet via Profity, an offer from our partner adfocus GmbH based in Zug in Switzerland. To give you this access, when you place orders on our website, we include a corresponding notice from adfocus via an encrypted connection, whereby data such as your Internet Protocol (IP) address, which can represent personal data, is exchanged with adfocus. Any personal data exchanged in this context is used exclusively to be able to offer Profity permanently, securely and reliably (legal basis according to GDPR, if and to the extent applicable: Art. 6 Para. 1 Letters b and f GDPR). Further information on the type, scope and purpose of data processing can be found in Profity's data protection declaration.

Further provisions on the revocation of data can be found under point 8 of this provision. 

5. Social media content

Cover-Discount.ch can use social media plugins on its website, e.g. from Facebook, Google+ or Twitter. These platforms have their own data protection regulations, over which Cover-Discount.ch has no influence.

Facebook (Plugin, Data Protection)

Our website uses so-called social plugins ("plugins") from the social network Facebook, which is operated by Facebook Inc., 1601 S. California Ave, Palo Alto, CA 94304, USA ("Facebook"). The plugins are marked with a Facebook logo or the addition "Social Plug-in from Facebook" or "Facebook Social Plugin". You can find an overview of the Facebook plugins and their appearance here: https://developers.facebook.com/docs/plugins

If you visit a page on our website that contains such a plug-in, your browser establishes a direct connection to the Facebook servers. The content of the plugin is sent directly from Facebook to your browser and integrated into the page. Through this integration, Facebook receives the information that your browser has accessed the corresponding page of our website, even if you do not have a Facebook profile or are not currently logged into Facebook. This information (including your IP address) is sent directly from your browser to a Facebook server in the USA and stored there.

If you are logged into Facebook, Facebook can immediately assign the visit to our website to your Facebook profile. If you interact with the plugin, for example by clicking the "Like" button or leaving a comment, this information is also sent directly to a Facebook server and stored there. The information is also published on your Facebook profile and displayed to your Facebook friends.

The purpose and scope of data collection and the further processing and use of the data by Facebook as well as your related rights and setting options to protect your privacy can be found in Facebook's privacy policy: http://www.facebook.com/policy.php

If you do not want Facebook to assign the data collected via our website directly to your Facebook profile, you must log out of Facebook before visiting our website. You can also completely prevent the loading of Facebook plugins using add-ons for your browser, e.g. with the "Facebook Blocker" (http://webgraph.com/resources/facebookblocker/).

Twitter (Plugin, Data Protection)

Our website uses so-called social plugins ("plugins") from the microblogging service Twitter, which is operated by Twitter Inc., 1355 Market St, Suite 900, San Francisco, CA 94103, USA ("Twitter"). The plugins are marked with a Twitter logo, for example in the form of a blue "Twitter bird". You can find an overview of Twitter plugins and their appearance here: https://twitter.com/about/resources/buttons If you visit a page on our website that contains such a plugin, your browser establishes a direct connection to the Twitter servers. The content of the plugin is transmitted directly from Twitter to your browser and integrated into the page. Through the integration, Twitter receives the information that your browser has accessed the corresponding page on our website, even if you do not have a Twitter profile or are not currently logged in to Twitter. This information (including your IP address) is transmitted directly from your browser to a Twitter server in the USA and stored there.

If you are logged in to Twitter, Twitter can directly assign the visit to our website to your Twitter account. If you interact with the plugins, for example by pressing the "Tweet" button, the corresponding information is also sent directly to your Twitter account.kt to a Twitter server and stored there. The information is also published on your Twitter account and displayed to your contacts there. The purpose and scope of the data collection and the further processing and use of the data by Twitter as well as your rights and setting options to protect your privacy can be found in Twitter's privacy policy: https://twitter.com/privacy If you do not want Twitter to assign the data collected via our website directly to your Twitter account, you must log out of Twitter before visiting our website. You can also completely prevent the Twitter plugins from loading with add-ons for your browser, e.g. with the script blocker "NoScript" (http://noscript.net/).

Google+ (plugin, data protection)

Our website uses so-called social plugins ("plugins") from the social network Google+, which is operated by Google Inc., 1600 Amphitheatre Parkway, Mountain View, CA 94043, USA ("Google"). The plugins are e.g. B. by buttons with the symbol "+1" on a white or colored background. An overview of the Google plugins and their appearance can be found here: https://developers.google.com/+/plugins If you visit a page on our website that contains such a plugin, your browser establishes a direct connection to Google's servers. The content of the plugin is sent directly to your browser by Google and integrated into the page. Through the integration, Google receives the information that your browser has accessed the corresponding page on our website, even if you do not have a Google+ profile or are not currently logged in to Google+. This information (including your IP address) is sent directly from your browser to a Google server in the USA and stored there.

If you are logged in to Google+, Google can directly assign the visit to our website to your Google+ profile. If you interact with the plugins, for example by pressing the "+1" button, the corresponding information is also sent directly to a Google server and stored there. The information is also published on Google+ and displayed to your contacts there.

The purpose and scope of data collection and the further processing and use of the data by Google as well as your rights and setting options to protect your privacy can be found in Google's privacy policy: http://www.google.com/intl/de/+/policy/+1button.html If you do not want Google to assign the data collected via our website directly to your profile on Google+, you must log out of Google+ before visiting our website. You can also completely prevent the loading of Google plugins using add-ons for your browser, e.g. with the script blocker "NoScript" (http://noscript.net/)

If the user does not want any of these plugins to be loaded, it is recommended that they log out of the corresponding social media service. Furthermore, various browsers can be set or supplemented with add-ons (e.g. Facebook blocker) so that the social media plugins are not loaded.

6. Hotjar

This website uses the web analysis service of the following provider: Hotjar Ltd, Level 2, St Julians Business Centre, 3, Elia Zammit Street, St Julians STJ 1000, Malta

Using cookies and/or comparable technologies (tracking pixels, web beacons, algorithms for reading device and browser information), the service collects and stores pseudonymized visitor data, including information about the device used, such as the IP address and browser information, in order to evaluate it for statistical analyses of usage behavior on our website and to create pseudonymized usage profiles. Among other things, this makes it possible to evaluate movement patterns (so-called heat maps), which show the duration of page visits and interactions with page content (e.g. text input, scrolling, clicks and mouse-overs). Pseudonymization fundamentally excludes direct personal reference. There is no merging with clear data about you collected in other ways.

All processing described above, in particular the reading or saving of information on the device used, will only be carried out if you have given us your express consent in accordance with Art. 6 Paragraph 1 Letter a of GDPR. You can revoke your consent at any time with effect for the future by deactivating this service in the "Cookie Consent Tool" provided on the website.

We have concluded a data processing agreement with the provider that ensures the protection of the data of our website visitors and prohibits unauthorized disclosure to third parties.

7. Disclosure of your data

Cover-Discount.ch and any subsidiaries and branches in the group of companies may use personal data in accordance with these data protection provisions. In addition, the personal data will not be disclosed to third parties.

The exception to this is if the user has consented to the data being passed on to companies that are not affiliated with Cover-Discount.ch or if Cover-Discount.ch is legally, officially or judicially obliged to do so. In addition, if service providers who support Cover-Discount.ch in data processing, website administration or in any other way as well as in providing the products and services requested by the user are called in. These third parties are obliged to maintain the same level of security and data protection as Cover-Discount.ch.

Identity and credit check when selecting the Powerpay payment method (invoice)

For the purpose of its own identity and credit checks, Powerpay or partner companies commissioned by Powerpay transmit data to credit agencies (credit reference agencies) and receive information from them and, if applicable, creditworthiness information based on mathematical-statistical procedures, the calculation of which includes address data, among other things. Detailed information on this and on the credit agencies used can be found in Powerpay's data protection provisions. Powerpay uses the information obtained on the statistical probability of a payment default to make a balanced decision on the establishment, execution or termination of the contractual relationship.

Powerpay may also use third-party tools to detect and prevent fraud. Data obtained with these tools may be stored by third parties in encrypted form so that they can only be read by Powerpay. This data is only used if you select a payment method from our co-operation partner Powerpay, otherwise the data expires automatically after 30 minutes.

You can revoke your consent to Powerpay at any time. However, Powerpay may still be authorised to process, use and transfer your personal data if this is necessary or legally required for contractual payment processing or ordered by a court or authority.

8. Data security

Unfortunately, the transmission of data over the Internet is not absolutely secure. Cover-Discount.ch works with service providers and Internet providers who take appropriate technical and organizational security precautions to protect users' personal data. However, Cover-Discount.ch cannot guarantee the security of the data transmitted by the user. Any data transfer is therefore at your own risk.

9. Your information and cancellation rights

Of course, every user is free to inform Cover-Discount.ch at any time - for example in an email - that the personal data should not be used to contact them in the future. Participation in the special services of the Cover-Discount.ch website, such as the newsletter service, can also be revoked at any time.

In addition, there is the option of obtaining information about the processing of the data or requesting a copy of the personal data collected via the Cover-Discount.ch website. Please send such requests in writing to Cover-Discount GmbH, Haldenstrasse 16, 8422 Pfungen or info@cover-discount.ch.

According to the Federal Data Protection Act (DSG), you have a right to free information about your stored data (Art. 8 DSG) and a right to rectification (Art. 5 Para. 2 DSG). In addition, you can request that your data be deleted if it is no longer required to process the contract and also request that your data be blocked. Requests for information and requests for blocking or deletion can also be sent to the responsible body in electronic form. If you have any questions about the acquisition and processing of your personal data and for requests for information and correction, please contact: Cover-Discount GmbH, Haldenstrasse 16, 8422 Pfungen.

10. Final provisions

If individual provisions or parts of these data protection provisions prove to be invalid or ineffective, this will not affect the validity of the data protection provisions.

The place of jurisdiction and the applicable law are governed by the General Terms and Conditions.

(Version August 10, 2024)